CLOUDMORTGAGE SERVICES

Specialist mortgage advice

Sole trader, limited company director or contractor — we know the lenders who understand how you're paid.

A past credit problem doesn't have to stop you. We work with specialist lenders who look at your whole story, not just a score.

If your income doesn't fit neatly on one payslip, we'll find lenders who count all of it.

Get A Quote

How can we help?
Are you (or anyone else involved) a first time buyer?

01865 818198

Your home may be repossessed if you do not keep up repayments on your mortgage.

4.9 / 5 on Google

36 Google reviews

Cloud Mortgage Services Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of TenetLime Ltd. TenetLime Ltd is authorised and regulated by the Financial Conduct Authority. The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK

“Ours was a particularly complex mortgage case, but he handled it with confidence, professionalism, and an unwavering commitment to finding the right solution for us.”

Lesley Sackey · June 2025

“As a first-time buyer, I was referred by a family member, and I couldn’t be more grateful. They guided me through every step of the home buying process with clarity and care.”

Joshua Paul · First-time buyer · June 2025

Questions, answered plainly.

Can I get a mortgage with bad credit?

Yes — we work with lenders who consider applicants with CCJs, defaults, missed payments, or debt management plans. Each case is unique, so we’ll assess your options carefully.

How far back do lenders check credit history?

Most lenders review the last 6 years, but some specialise in more recent events or soft criteria. We’ll guide you on what’s realistic.

You are now leaving Cloud Mortgage Services

Please be aware that by clicking onto the above link you are leaving the Cloud Mortgage Services Ltd website. Please note that neither Cloud Mortgage Services Ltd nor PRIMIS mortgage network are responsible for the accuracy of the information contained within the linked site accessible from this page.

Continue