First-time buyer mortgage advice
We guide first-time buyers through every step of the mortgage process – with expert advice, personal support, and access to market wide deals.
4.9 / 5 on Google
36 Google reviews
“As a first-time buyer, I was referred by a family member, and I couldn’t be more grateful. They guided me through every step of the home buying process with clarity and care.”
Joshua Paul · First-time buyer · June 2025
“Ours was a particularly complex mortgage case, but he handled it with confidence, professionalism, and an unwavering commitment to finding the right solution for us.”
Lesley Sackey · June 2025
Questions, answered plainly.
How much deposit do I need?
Most lenders require at least 5%–10% of the property value. We’ll help you understand your options, including gifted deposits and government schemes.
Can I get a mortgage with little or no credit history?
Yes — we work with lenders who specialise in first-time buyers, even if you have minimal credit history or are newly employed.
What documents will I need?
Typically: proof of ID, latest bank statements, income (payslips or tax returns), and deposit proof. We’ll guide you through exactly what’s needed.
How much do your services cost?
Our initial consultation is free. If you proceed, we may charge an application fee — typically between £495 and 1%, which we’ll always disclose in advance.