Helping you make the right BTL decisions

Buying a property to rent out — or converting your current home into a rental (let-to-buy) — comes with lots of financial and legal considerations.

At Cloud Mortgage Services, we help you understand:

• Which lenders offer the best terms based on your property and profile

• Whether to invest personally or via a limited company

• How to plan for stamp duty, rental income, and future remortgages

• What protection and insurance you need as a landlord

We advise on both individual and portfolio landlords, and we stay up to date on UK tax and lending changes that affect property investors.