Welcome to Cloud Mortgage Services
Build Your Future. Protect What Matters.
Mortgage & Protection Advice Built Around You
Whether you're purchasing your first home, moving property, remortgaging, investing in property or exploring ways to protect yourself and your family, Cloud Mortgage Services is here to help you understand your options.
We act for you, not the lender
Free initial consultation
Supported for life
Your home may be repossessed if you do not keep up repayments on your mortgage.
Your circumstances are individual.
Your advice should be too.
We recognise that everyone's financial circumstances are different. From straightforward mortgage applications to more complex situations involving self-employment, historic credit issues or multiple income sources, our approach begins with understanding you and what you're looking to achieve.
We aim to make mortgages and protection easier to understand by providing clear explanations, considered recommendations and professional support throughout the advice process.
HOW MUCH CAN I BORROW?
How much could you borrow?
Add your salary, or two salaries if you are applying together, for a quick estimate. Then speak to an adviser for a figure you can rely on.
WHAT WE HELP WITH
Personalised mortgage & protection options.
Access to a wide range of lenders, not just the high street. Specialists in first-time buyers, remortgaging, buy-to-let and adverse credit.
First-time buyers
Understand what you can afford, explore deposit options, and get approved — even if you’re self-employed or have a limited credit history.
Remortgages
Secure a better deal, avoid overpaying, or release equity — with the paperwork and lender negotiation handled for you.
Buy-to-let
Rental purchases, switching deals or let-to-buy. Individual and portfolio landlords, personally or via a limited company.
Adverse & specialist
CCJs, defaults, missed payments or debt management plans. Each case is unique — we assess your options carefully.
Is your mortgage deal coming to an end?
Your fixed or tracker period may be ending soon. Request a free review of your options, including a product transfer with your current lender or a remortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
WHY USE A BROKER
We act for you, not the lender.
Lenders often prefer working with brokers because it reduces their workload — and that can mean better deals for you.
Comparison site / your bank
Cloud Mortgage Services
Searches a comprehensive range of lenders, incl. exclusive & semi-exclusive broker-only deals
Personal advice based on your goals and situation
Handles the paperwork and lender negotiation on your behalf
Secure your new home in four simple steps.
01
Share your story
After you click Get started, we’ll ask a few questions about your plans, income, and any challenges — we listen first, so we understand what you really need.
02
Get personalised advice
We’ll explain your mortgage or finance options in plain English, answer your questions, and provide honest, tailored recommendations.
03
Let us handle the hard work
We take care of the paperwork, applications, lender negotiations and chasing — so you don’t have to.
04
Stay supported for life
Your circumstances change — so do the markets. We’ll keep an eye on your deal and let you know when it’s time to review or switch.
WHAT CLIENTS SAY
Rated 4.9 out of 5 by the people we’ve helped.
4.9 / 5 on Google
Based on 36 reviews · live via Trustindex
“As a first-time buyer, I was referred by a family member, and I couldn’t be more grateful. They guided me through every step of the home buying process with clarity and care.”
Joshua Paul
First-time buyer · June 2025
“Ours was a particularly complex mortgage case, but he handled it with confidence, professionalism, and an unwavering commitment to finding the right solution for us.”
Lesley Sackey
June 2025
“Chris! Thanks for all your help with our remortgage. We will remain indebted to you for all your help and guidance through the process!”
Feroz Merchant
Remortgage · June 2025
Ready to get started?
Tell us about your plans — it starts with a few questions and a free conversation.
Your home may be repossessed if you do not keep up repayments on your mortgage.