Mortgages for the self-employed and contractors.
Sole trader, limited company director or contractor — we know the lenders who understand how you're paid.
We’ll help you:
Apply with one year's accounts
Use salary plus dividends or retained profit
Contractor day-rate lending
Newly self-employed options
Your income is real. We'll make lenders see it.
Lenders assess self-employed income differently. We present your figures the right way and go to lenders who suit your set-up.
SELF-EMPLOYED & CONTRACTORS QUESTIONS
How many years of accounts do I need?
Some lenders accept one year; most prefer two.
Can contractors use a day rate?
Yes — several lenders annualise your day rate.
I've just gone self-employed — is it too soon?
Not always. If you're in the same line of work, options may still be open.
Ready to get started?
Tell us about your plans — it starts with a few questions and a free conversation.
Your home may be repossessed if you do not keep up repayments on your mortgage.