About Cloud Mortgage Services.
Cloud Mortgage Services was established in 2019 by Chris Williams, an experienced mortgage and protection adviser whose career in financial services began in 2013.
At a glance
Established in 2019
Mortgage and protection advice together
Advice built around your circumstances
WHO WE ARE
Experience, Knowledge and a Personal Approach
Having previously worked with established banking institutions, including HSBC and Santander, before progressing into mortgage brokerage, Chris founded Cloud Mortgage Services with a clear objective: to provide professional, approachable mortgage and protection advice tailored to individual circumstances.
Over the years, we have assisted clients from a wide range of backgrounds, including first-time buyers, home movers, property investors, business owners and applicants whose circumstances require more specialist consideration.
We believe good advice starts with listening.
Our role is to understand your needs, explain the options available to you, consider suitable solutions from the lenders and providers accessible to us, and support you in making informed decisions.
We aim to treat every client fairly, communicate clearly and provide a service built around their individual requirements.
Our philosophy is simple
Different people. Different circumstances. Personal advice.
WHY CHOOSE CLOUD MORTGAGE SERVICES
Supporting clients since 2019
Choosing a mortgage or protection arrangement can have a significant impact on your financial future. We believe clients deserve more than a list of products and interest rates. They deserve clear explanations, careful consideration of their circumstances and support throughout the process.
Experience across different circumstances
Our experience includes working with first-time buyers, families, business owners, investors and clients with more complex borrowing requirements.
Individual recommendations
We recognise that a suitable solution for one client may not be appropriate for another. Our recommendations are based on your individual needs, circumstances and the options available to us.
Clear communication
We aim to explain mortgages and protection in everyday language, helping you understand the relevant benefits, costs, limitations and risks.
Support throughout the process
From initial discussions and document gathering through to application, underwriting and mortgage offer, we aim to keep you informed about the progress of your case.
Mortgages and protection together
We believe arranging property finance is also an opportunity to consider how your home, income and family might be affected by unexpected life events. Where appropriate, we can discuss protection arrangements designed to address some of these financial risks.
A commitment to fair treatment
We aim to treat clients fairly, understand their individual circumstances and provide advice that supports informed decisions and good customer outcomes.
Our commitment is to provide a professional, approachable service built around your needs.
Let’s discuss your plans
Tell us about your plans — it starts with a few questions and a free conversation.
Your home may be repossessed if you do not keep up repayments on your mortgage.