Second Charge Loans

Secured or second charge loans are separate from your existing mortgage. With this type of loan, you’re in effect taking out a new and separate mortgage in addition to your existing one, using your property as security for the repayment of the loan.

Second charge mortgages can be beneficial whereby our clients have significant early repayment charges(ERC’s) , adverse credit issues, requires additional borrowing on a different term than existing mortgage term, cannot meet affordability and various other reasons.

To find out more about our mortgage services, simply contact us

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Let Us Help You Secure Your New Home.

The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Cloud Mortgage Services limited is an appointed representative of TenetLime Limited, which is authorised and regulated by the Financial Conduct Authority. TenetLime Limited is entered on the Financial Services Register ( under reference 311266.

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(01865) 818-198

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Prama House
267 Banbury Rd

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