Buy-to-let mortgages for landlords and investors.
From your first rental to a growing portfolio, we find lenders who understand property investment — including limited company purchases.
We’ll help you:
Calculate rental cover and stress tests
Buy personally or through a limited company
Remortgage or release equity from rentals
Arrange portfolio and HMO lending
Important information
Most buy-to-let mortgages are not regulated by the Financial Conduct Authority.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Lending that works the way landlords do.
Buy-to-let lenders look at rent as well as income. We know who lends on what — first-time landlords, portfolio landlords, HMOs and holiday lets.
BUY-TO-LET QUESTIONS
How much deposit do I need?
Usually at least 25%, though it varies by lender and property type.
Should I buy in a limited company?
It can suit some landlords for tax reasons. We'll arrange the mortgage; your accountant advises on tax.
Can I be a first-time landlord?
Yes — several lenders accept first-time landlords.
Ready to get started?
Tell us about your plans — it starts with a few questions and a free conversation.
Your home may be repossessed if you do not keep up repayments on your mortgage.