First-time buyer
Get the right mortgage for your first home – with advice you can trust. We guide first-time buyers through every step of the mortgage process – with expert advice, personal support, and access to market wide deals
Helping you buy your first home
Buying your first home is exciting — but it can also feel overwhelming. At Cloud Mortgage Services, we help first-time buyers feel informed, confident, and supported. Unlike many online mortgage platforms, we provide independent, FCA-authorised advice. That means we don’t just search deals — we explain what’s best for your personal situation, and why.
We’ll help you:
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Understand what you can afford
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Explore deposit options, including gifted funds and Help to Buy
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Find a mortgage that suits your budget and future plans
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Get approved — even if you’re self-employed or have a limited credit history